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Month: July 2020

RHB Bank: Much More Than Just Credit Cards & Loans

RHB Bank’s Credit Card Online & Other Great Services

RHB Bank today is one of the leading integrated financial services group in Malaysia. Having the vision to maximise further its share of the market in the South East Asia region, they have to this point ventured into ten countries which cover Brunei, Laos, Myanmar, Vietnam, and Singapore, and more. To help make expansion possible, a wide array of products and services continues to be provided Islamic banking to customers to serve both the personal and business needs.

Setting up savings or current account by individuals and organisations is indispensable. To bring in smart consumers, RHB Bank has offered a highly competitive interest rate account holders can enjoy by directly depositing money in their respective accounts. As they provide traditional transaction facility through ATM and CDM, the Bank had also launched RHB Now, their internet banking services to improve efficiency.

RHB Bank has been monitoring the trend shift in terms of purchase from using cash to the cashless method and found that this resulted in an increased interest in credit cards. Based on the data collected globally and nationwide, more people appear to prefer shopping on the web using a credit card every day. Hence, RHB made the perfect move by making it convenient for customers to apply for a credit card online and have the benefit of a low-interest rate.

Feeling the need to narrow the gap between supply and demand, RHB Bank goes further, and they have begun offering credit card facilities with multiple benefits as compared to the other banks, such as cashback reward for cardholders when they start to buy more using a credit card.

Despite that, RHB Bank understands the indisputable fact that offering credit cards and savings accounts don’t seem to be enough. Presently, acquiring assets like cars and real estate will require almost all people to obtain a good loan scheme. Thus, RHB has reformulated its loan structure as a way to offer the lowest interest rate as is practicable for quite a few kinds of loans. Plus, insurance services, unit trust, along with financial investment, may also be made.

Shifting the focus to corporate customers, RHB Bank is also offering corporate banking solutions to entrepreneurs and organizations. These target prospects are welcomed to obtain loans and register for the other products and services, for example asset management and cash management services.

There is one special category of customers that may reap out the most advantages of this: the SMEs. The products made available by RHB Bank will likely make it possible for them to gain more capital to expand their business by making application for the loan. Additionally, SMEs within the e-commerce industry can likewise subscribe to RHB’s dependable retail solutions.

Nonetheless, RHB Bank still keeps its attention on the highly-demanded Islamic banking facilities. These types of product are mainly demanded in countries like Malaysia. So, they’ve offered Islamic corporate banking, Islamic treasury, unit trust, and wealth management that is provided upon demand by either individuals or corporations.

In 2016, the Bank had been able to expand the growth of its annual brand value by 24%, which automatically causes them to be the fourth fastest-growing Islamic banking industry player in Malaysia. As they anticipate the upcoming year’s financial market potential, RHB Bank has begun strategising to design more successful campaigns down the road.

All You Should Understand About E-cigarettes

Introducing E-cigarette

Cigarettes are receding of favor by casual smokers recently. They’re now being replaced with electronic cigarettes. These products are not exactly new inside the market-in fact, we no more may have to doubt whenever they are just a passing trend or a device that will stay-it’s likely the latter.

Who Invented The Modern-day E-cigarette?

The invention of the modern-day e-cigarette could be credited to Hon Lik in 2003. Since his patent took over as the first commercially successful e-cigarette in China, similar products have been made aware of the world. How e-cigarettes work is by the heating of flavored liquid into an aerosol, which users will inhale. Today, users can purchase e-cigarettes from brands like NanoSTIX and vape stores.

The E-cigarette Popularity Boom

The device is currently having a moment, but it shouldn’t be dismissed as a trend. Since being in the market since 2003, the device has had its ups and downs. The current surge in popularity can be attributed to smokers who are concerned about their health but are still unable to give up their smoking habit. E-cigarettes provide a solution and middle-ground for those conflicted between the two.


Types of E-cigarettes

These days, vape users are spoiled with choices with the wide selection of e-cigarette types. Sub-ohm kits, pod kits, and starter kits are some of the e-cigarettes available in the market. This allows e-cig users to purchase any products that suit their needs. For instance, NanoSTIX is perfect for a person that prefers lightweight vape pens.

Using A Vape Pen

Any smoker can find themselves phasing into vaping with a vape pen. NanoSTIX’s vape pen is sleek and comes in five different colors. The vape pen is lightweight and cased in stainless steel and because of this mobility, it is easy for users to bring a vape pen anywhere. The vape cartridges are also designed to ensure a spill-free refill.

The Case For Vaping

Many smokers turn to vape because they are trying to stop smoking cigarettes. Quitting completely may be difficult for them, so using a vape pen like NanoSTIX is easier-not just for their health but also for their financials. For those not too bothered about these two factors, they are most likely vaping as a hobby, especially with the many flavors available in the market.

Risks of Using E-cigarettes

Health risks of e-cigarettes have sparked a running debate: are they better than tobacco cigarettes? A widespread claim is that it does not contain harmful substances found in cigarettes like tar. This makes it a better option for smokers trying to kick the habit. Nevertheless, there is not enough research to support or dismiss this claim.

E-cigarette Regulations Around The World

Regulation policies of e-cigarettes are dependent on respective countries. For instance, Japan and Thailand are some countries that have completely banned e-cigarettes, while other states have no laws against it. In Malaysia, the usage is not outlawed, but advertising e-cigarettes is prohibited. Plans to introduce stricter regulations may be done by the Malaysian government.

Here to Stay for the Long Run

The number of e-cigarette users around the world has been on a steady rise, even with the bad rep and mixed opinions surrounding it. For a lot of former tobacco smokers, e-cigarettes have helped them break the habit. NanoSTIX is an excellent option if you’re looking to quit smoking. Click here to learn more.