RHB Bank: Much More Than Just Credit Cards & Loans

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RHB Bank’s Credit Card Online & Other Great Services

RHB Bank today is one of the leading integrated financial services group in Malaysia. Having the vision to maximise further its share of the market in the South East Asia region, they have to this point ventured into ten countries which cover Brunei, Laos, Myanmar, Vietnam, and Singapore, and more. To help make expansion possible, a wide array of products and services continues to be provided Islamic banking to customers to serve both the personal and business needs.

Setting up savings or current account by individuals and organisations is indispensable. To bring in smart consumers, RHB Bank has offered a highly competitive interest rate account holders can enjoy by directly depositing money in their respective accounts. As they provide traditional transaction facility through ATM and CDM, the Bank had also launched RHB Now, their internet banking services to improve efficiency.

RHB Bank has been monitoring the trend shift in terms of purchase from using cash to the cashless method and found that this resulted in an increased interest in credit cards. Based on the data collected globally and nationwide, more people appear to prefer shopping on the web using a credit card every day. Hence, RHB made the perfect move by making it convenient for customers to apply for a credit card online and have the benefit of a low-interest rate.

Feeling the need to narrow the gap between supply and demand, RHB Bank goes further, and they have begun offering credit card facilities with multiple benefits as compared to the other banks, such as cashback reward for cardholders when they start to buy more using a credit card.

Despite that, RHB Bank understands the indisputable fact that offering credit cards and savings accounts don’t seem to be enough. Presently, acquiring assets like cars and real estate will require almost all people to obtain a good loan scheme. Thus, RHB has reformulated its loan structure as a way to offer the lowest interest rate as is practicable for quite a few kinds of loans. Plus, insurance services, unit trust, along with financial investment, may also be made.

Shifting the focus to corporate customers, RHB Bank is also offering corporate banking solutions to entrepreneurs and organizations. These target prospects are welcomed to obtain loans and register for the other products and services, for example asset management and cash management services.

There is one special category of customers that may reap out the most advantages of this: the SMEs. The products made available by RHB Bank will likely make it possible for them to gain more capital to expand their business by making application for the loan. Additionally, SMEs within the e-commerce industry can likewise subscribe to RHB’s dependable retail solutions.

Nonetheless, RHB Bank still keeps its attention on the highly-demanded Islamic banking facilities. These types of product are mainly demanded in countries like Malaysia. So, they’ve offered Islamic corporate banking, Islamic treasury, unit trust, and wealth management that is provided upon demand by either individuals or corporations.

In 2016, the Bank had been able to expand the growth of its annual brand value by 24%, which automatically causes them to be the fourth fastest-growing Islamic banking industry player in Malaysia. As they anticipate the upcoming year’s financial market potential, RHB Bank has begun strategising to design more successful campaigns down the road.